Should I Finance my new HVAC System?

Buying a new HVAC system can make your life a lot more comfortable in many ways.

First, a new HVAC system delivers reliable, worry-free heating and cooling all year long. It also will reduce your energy bills because manufacturers are constantly researching and designing systems to take advantage of new technologies. Finally, a new HVAC system can also boost the resale value of a home. No one wants to buy a house with a creaky, out-of-date HVAC system huffing and puffing during a walk-through.

Trying to squeeze the life out of an older HVAC system might save pennies in the short term. But when you finally decide enough’s enough, there are many financing options available. 

Banks and credit unions can certainly offer enticing financing options. Sometimes, however, finding low interest rates or working through the application processes at some institutions can become a tedious and odious process. Putting the cost of an HVAC system on a credit card might seem easy and quick, but interest rates on credit cards are usually much higher than other financial alternatives.

One of the smartest and most convenient ways to pay for a new HVAC system is to go through a trusted HVAC installer. With financing through a local, trusted HVAC contractor like Temp Control, it becomes easy and surprisingly affordable to upgrade a system or even part of a system.

Temp Control partners with Synchrony to help their clients quickly apply for and obtain a financial solution. Applying for a loan through a Temp Control often takes minutes. Not only does this ease some of the worry about how to pay for a new system, but it also allows Temp Control to collaborate with the homeowner about finding the right system for your needs.
Contractor financing can also deliver low-interest or, often, no-interest loans that fit budgets. This further allows the homeowner to work with a trusted, knowledgeable adviser who can find the best solutions for upgrading or replacing an HVAC component or system. Interest rates can vary from dealer to dealer, but financing through Temp Control’s partners will guarantee an affordable solution that does not offer any surprises. Also, remember that when you finance through Temp Control, you’ll get better warranty terms on parts and service than you would through a third-party or through a financial institution like a bank or credit union.

Another advantage with using a contractor for financing a system is that local contractors stay current on federal or local government subsidies on home appliances–especially ones that are environmentally friendly and work toward reducing your carbon footprint. Your local contractor will often find deals–not just on the larger components like compressors or heat pumps–but some of the extras like thermostats or even whole-home air purifiers that can be bundled to the project with little extra cost or trouble.

Temp Control offers deals year-round on financing and installation specials. We can inspect your home and advise you on the best components for your needs and then find the best, most financially sound way to pay for it. It’s always best to visit our website or give us a call at 732-218-8400 to find out how we can quickly and smartly get your HVAC system up and running again or simply updated no matter the time of year.